Tokyo, Feb 18 : The Bank of Japan (BOJ) will start a pilot program to test the use of a digital yen with commercial financial institutions in April, the central bank said. Under the program, the BOJ will conduct simulated transactions with private entities in a test environment, which will help the central bank get ready in case the government decides to issue a digital yen, reports Xinhua news agency. Dozens of financial institutions including the nation's top banks, regional lenders and digital payment service companies are expected to take part in the trials, the bank said, adding that it does not yet expect actual stores or consumers to participate. The pilot program will mark the final phase in Japan's consideration of a digital yen, which proponents say will give a boost to the digital economy in a country where cash still accounts for a major share of payments. The BOJ will establish the Central Bank Digital Currency Forum, which will serve as a platform for discussions with private companies. /IANS